KnowHow Property has helped clients save through refinancing. Will you be one of them?

Refinancing is a process that is under-utilised by most Australian home owners. In its simplest form, refinancing just means re-negotiating a better finance deal with your current lender or going to market to find the right home loan product for your needs and goals. 

And when you work with the finance architects at KnowHow, you get strategic finance solutions that are tied to your personal, family and wealth goals. 

Of course, there’s a chance that you may not be eligible for refinancing, or it may not be the right option for you at this moment in time. So make sure you talk to us and get guidance about the best finance move for you.

Refinancing for home owners

Australians are working harder and longer, yet are struggling with the most personal debt in the world. Now interest rates and inflation are providing more pain. Refinancing may be a way for property owners to free up much needed breathing space and live again. 

If you have a home loan, refinancing solutions could include renegotiating your loan or refinancing with a different lender, incorporating offset accounts, weekly repayments and credit consolidation, potentially freeing up hard earned income.

The savings you make could help shave time off your home loan.

Refinancing for aspirational investors

If you’re a home owner who wants to take the next step into property investment, one of the first steps is optimising your finances and refinancing is a crucial part of the strategy. 

Through refinancing, you could free up equity and cashflow to support the purchase of an investment property and take a major step forward in your wealth creation journey. 

Refinancing for property investors

Refinancing is a key strategy for the smartest property investors. 

For many of our current investor clients, we have an ongoing refinancing cycle where we regularly review their current investment finance deals and structures, optimise and renegotiate with lenders, and this potentially frees up more finance.

When should you consider refinancing your property?

There’s no hard and fast rule when it comes to refinancing, but we suggest that you get in touch to weigh up your options every 18 months, at least.

Want to find out your refinancing options?

Book a no obligation appointment with our team now, or get in touch to ask us anything.